CloseMoreLeads.com, Inc. LEGAL POLICY
By submitting information using CloseMoreLeads.com, Inc. ("CloseMoreLeads's")
website, you are signifying your agreement to these Terms and Conditions, which
may be updated by us from time to time without notice to you.
The CloseMoreLeads web site is a service for mortgage professionals and
consumers. CloseMoreLeads does not sell mortgage products, nor is it affiliated
with any mortgage company. CloseMoreLeads does not endorse or recommend any
specific mortgage company, participating lender or broker, or loan product.
CloseMoreLeads is an independent information-gathering company. We are not a
mortgage broker or lender, and thus, we are not qualified to provide quotes to
the public directly. Nothing on this website should be construed as an offer to
sell mortgage products, but merely a confidential informational inquiry. The
material included on the CloseMoreLeads website is for informational purposes
only. The content of this site (frequently asked questions, mortgage glossary,
etc.) has been compiled from a wide range of industry sources. We believe the
information to be accurate. However, we do not guarantee its accuracy.
All information which you submit to CloseMoreLeads will be kept strictly
confidential, and will only be shared by CloseMoreLeads with licensed mortgage
professionals in your area who may contact you to discuss your information. You
understand and agree that we may disclose to third parties the information you
submit to us and related data, and that we may use your information as
reasonably necessary to comply with the law, legal process, to enforce this
TOS, or under any of the other circumstances set forth in this TOS, as may be
amended from time to time. You understand that by submitting information on
this site, you may receive advertising and promotional materials from third
parties to whom we disclose your information. You agree not to reproduce,
duplicate, copy, sell, resell or exploit any portion of the service. You also
understand that, by requesting information, you are agreeing that any such
solicitations received by you in response shall not constitute "junk mail or
"spam." You further acknowledge and agree that CloseMoreLeads and its
principals and employees shall not be responsible or liable, directly or
indirectly, for any damage or loss caused or alleged to be caused by or in
connection with use of the service. You agree to indemnify and hold
CloseMoreLeads and its subsidiaries, affiliates, officers, agents, co-branders
or other partners and employees, harmless from any claim or demand, including
reasonable attorneys' fees, made by any third party due to or arising out of
your use of the service, your violation of the TOS, or your violation of any
rights of another.
You agree to provide true, accurate, current and complete information about
yourself as prompted by the website's form. If you provide any information that
is untrue, inaccurate, not current or incomplete, you may be refused use of the
service. You agree not to upload, post or otherwise transmit any information
that you do not have a right to transmit under any law or under a contractual
or fiduciary relationship.
Mortgage / Lending Consumers
You should be informed that upon review of your loan evaluation and credit
records, one or more mortgage lending companies may determine that you cannot
be approved for credit or, your property value may not be acceptable, or
lenders may not have an applicable program that fits your personal profile.
Your final interest rate may be higher or lower than the rate a licensed broker
has quoted. If there is a change, you will be notified and you will have the
option to accept the new rate or not. All loan products and loan features may
not be available in all states. It is important that you ask your licensed
professionals what is both available as well as what is right for you.
CloseMoreLeads and its participating lenders and brokers do not guarantee a
response by a participating lender and brokers. Complete details are included
in the specific disclaimers and consumer disclosure material that is provided
to each prospective customer by their licensed broker when the final
application is completed.
CloseMoreLeads cannot give legal, tax, financial planning or other professional
advice. Always consult with a qualified licensed advisor regarding your
personal situation.
DISCLAIMER OF WARRANTIES AND LIMIT OF LIABILITY. YOU EXPRESSLY UNDERSTAND AND
AGREE THAT: (a) YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS
PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. CloseMoreLeads EXPRESSLY
DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING,
BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A
PARTICULAR PURPOSE AND NON-INFRINGEMENT. (b) CloseMoreLeads MAKES NO WARRANTY
THAT (i) THE SERVICE WILL MEET YOUR REQUIREMENTS, (ii) THE SERVICE WILL BE
UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, (iii) THE RESULTS THAT MAY BE
OBTAINED FROM THE USE OF THE SERVICE WILL BE ACCURATE OR RELIABLE, (iv) THE
QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR
OBTAINED BY YOU THROUGH THE SERVICE WILL MEET YOUR EXPECTATIONS, AND (V) ANY
ERRORS IN THE SOFTWARE WILL BE CORRECTED. (c) ANY MATERIAL OBTAINED, DOWNLOADED
OR OTHERWISE ACCESSED THROUGH THE USE OF THE SERVICE IS DONE AT YOUR OWN
DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE OR
LOSS THAT RESULTS FROM YOUR USE OF THE SERVICE. YOU EXPRESSLY UNDERSTAND AND
AGREE THAT CloseMoreLeads SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT,
INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT
LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER
INTANGIBLE LOSSES (EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES),
RESULTING FROM: (i) THE USE OR THE INABILITY TO USE THE SERVICE; (ii) THE COST
OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES RESULTING FROM ANY GOODS, DATA,
INFORMATION OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR
TRANSACTIONS ENTERED INTO THROUGH OR FROM THE SERVICE; (iii) UNAUTHORIZED
ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (iv) STATEMENTS OR
CONDUCT OF ANY THIRD PARTY WITH WHOM YOUR INFORMATION IS SHARED VIA THE
SERVICE; OR (v) ANY OTHER MATTER RELATING TO THE SERVICE. SOME JURISDICTIONS DO
NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF
LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE
ABOVE LIMITATIONS MAY NOT APPLY TO YOU.
In the future, the CloseMoreLeads web site may, for the benefit of its users,
be linked to other sites of which CloseMoreLeads has no relation and exercises
no control. CloseMoreLeads makes no representations as to the accuracy of any
of the information contained in such hyper linked sites, nor shall it be liable
for the users' reliance on any information contained therein.
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